Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!




Bad Credit Car Loan In Australia



Getting a new or used card loan with no or bad credit can be a difficult task in Australia. We have taken some of the stress away of locating a lender by listing a few finance companies below that will finance a car for people with a poor or no credit history.


Citibank Car Loan

Even with poor credit you may qualify for a Citibank Car Loan

A Citibank Personal Loan can help you get what you want time and again. It is an unsecured fixed installment loan with competitive rates and flexible loan terms making budgeting easy with set loan repayments.

A Citibank Personal Loan offers you all the best features in one simple account.

Have the freedom to buy what you want

With $4,000 to $75,000 loan amounts and terms from 1 to 5 years, budgeting is made easy with set repayments.

SAVE with low setup and ongoing fees

Low $100 establishment fee and only $7 per month account servicing fee.

SAVE with competitive fixed rates

Competitive fixed interest rates start from 10.99% p.a. (comparison rate 11.36% p.a.) x. for low risk borrowers and up to 25.99% p.a. for credit impaired.

Access your extra payments

A redraw facility. allows you to access over payments any time for any purpose.


HSBC - New and used car financing

Borrow the full cost of the car (including stamp duty and dealer delivery)

No monthly account keeping fee

Loan terms of 1 - 5 years (with 6 monthly intervals available)

Fixed interest rates and set repayments to help with budgeting

Choose weekly, fortnightly or monthly repayments

Insurance to finance your loan repayments if you can't


Liberty Financial

Are looking for a competitive rate with great service

Have an irregular income

Have had credit issues in the past

Are self employed with unique verification needs

Require a lender to consider them on their individual merits

Disclaimer: The above information was written in good faith, but we cannot guarantee accuracy or credit approval. If you feel the information is inaccurate or have a financial institution you wish to add to our list, please email us at help@consumerbadcreditguide.com.