Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!




Obtaining Bad Credit Mortgage Loan In Australia



Getting a mortgage loan with bad credit can be a difficult task in Australia. We have taken some of the stress away of locating a mortgage lender by listing a few mortgage lending companies below that will approve a mortgage loan for people with a poor credit history.


BlueStone Mortgages

You can get approved for a mortgage loan if:

You can be self employed with limited financials

You can have irregular income from various sources

You can have a start up business

You can have business debts

You have a poor credit rating

You have mortgage arrears

You are a recent immigrant


Morgan Brooks Direct - Wholesale non bank lenders

No Doc Residential Mortgages

No Doc Residential Mortgage - Vacant Land

Lo Doc Mortgages

Non Resident Residential Mortgages

Bad Credit - Borrowers

Borrowers with Unstable Income

Borrowers Seeking Above the Traditional 95% Loan Value Ratio

Older Borrowers Seeking Traditional Loan Terms, e.g. 25 - 30 years

Lo Doc Mortgages Secured Against Select Commercial Real Estate


Liberty Financial

Have an irregular income

Have had some credit issue in the past

Are self employed and proof of income is hard to prove

Have a gifted deposit