Getting a business credit card for people with bad credit is no easy task. In fact, it is easier to obtain a unsecured personal credit card. Whether your business is a sole
proprietorship, limited liability or a corporation, you will still be required to use your own personal credit background if your company has no established credit history.
There are steps you can take to help you obtain a business credit card with bad credit. First, incorporate your business and obtain a EIN number (This will protect your business from your personal
creditors). Second, open up a business checking account. Finally, ask a family member, friend or business partner to co-sign.
The easiest banks to get approved with for a unsecured bad credit business credit card are Capital One and Citi Cards.
If you still are not able to get approved for a unsecured business credit card, then ask your local bank if they will issue you a secured business credit card to help you establish a credit history
in your company's name.