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If your looking for credit cards to help build credit, you won't have to look far. There are, in fact, many sub-prime credit card companies willing to issue a secured or
unsecured credit card to help you build or restore your credit.
Two credit cards to help build credit are available from Orchard Bank and First Premier Bank. They both have unsecured and secured credit cards available. If you are approved for a unsecured credit
card, you will be issued a minimum line of credit of $250, but they will increase your credit limit if you make on-time monthly payments for six months. If you are not approved for a unsecured credit
card, both companies will offer you a secured one. Secured credit cards are a great way to rebuild your credit. Most secured credit card companies require a deposit equal to the credit line your are
seeking. Make sure they report your payment monthly to the major credit bureaus. Making your payments on time monthly will increase your credit rating. You will also get you deposit returned to you
after one year, turning your secured credit card into a unsecured credit card.
Credit cards to help build credit may come with annual fees and higher interest rates. Be sure to make you payments on-time and you will be able to qualify for more appealing credit cards with lower
interest rates and no annual fees in the future.