Finding dental loans with bad credit can be a challenging task. However, there are a few alternatives to getting dental financing with bad credit.
One alternative for bad credit dental loans is a credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient
manner. Prosper's founding principle is that people from close communities act more responsibly towards each other. Prosper leverages this powerful concept of group responsibility and applies it to
person-to-person lending—resulting in better interest rates for people that borrow and lend. Prosper enables people to create groups, which borrowers can join and request 3-year, fully
amortized loans from $1000 to $25,000 with a credit score as low as 520.
Another way to secure dental loans with bad credit is to shop dentists to see if they offer a payment plan. Some dentist will have payment plans available without a credit check. You may want to also
ask them if they will accept a series of post dated checks.
You may also want to check with major hospitals in your area. Some hospitals offer discounted and even free medical plans that include dental if your income meets thier criteria (based on dependents and income). One such hospital is Metrohealth, located in Cleveland Ohio.