Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!




Bad Check Laws In Arkansas


Below are the civil and criminal penalties for writing a bad check in Arkansas.

Civil Penalties: Amount due, service charge not to exceed $10. On stop payment, 15 days following written demand to drawer's last known address, holder may collect fee not to exceed $15; failure to make restitution and pay collection fee will result in liability of twice the amount of check but in no event less than $50.

Criminal Penalties: Checks of $200 or less for 1st conviction fine of not less than $50 nor more than $500 or imprisonment up to 30 days or both; 2nd offense fine of not less than $100 nor more than $1000 or imprisonment up to 90 days or both; 3rd and subsequent offenses fine of not less than $200 nor more than $2000 or imprisonment up to one year or both.

For more information on bad check laws and for criminal and civil penalties in other states for writing bad checks, please read Bad Check Laws

Check with your state statutes for the most current information on state bad check laws.

You may want to also read Getting A Checking Account While On The Chex System

Learn how to Prevent Overdraft And Bounced Check Fees