Loans For Bad Credit In Canada


If you live in Canada and are in need of a secured or unsecured personal loan, a debt consolidation loan or need car financing but you find yourself with a past or present bankruptcy, a less than perfect credit rating or have a bad credit history due to unforeseen circumstances, you may find it difficult to find a lender that is willing to give you the financial capital that you presently need. No matter what your current credit score is, there may still be a lender that would be willing to provide you with a loan.

Our staff has assembled a list of these lenders that accept loan applicants for people with bad credit for unsecured loans (both short term and long), secured loans ( in the form of a home equity loan or mortgage refinance ), debt consolidation loans and car financing. Please note that our company does not guarantee that you will be approved for any type of loan and our information is provided to the consumer free of charge.

Unsecured Personal Loan Lenders

Mogo Loans - A payday loan alternative that lends up to $1,500 for as long as 30 days. They have locations across Canada, in BC, Alberta and Ontario.

Phone: 1-800-980-mogo (6646)

Payday Bank - Provides people in Canada On-line payday loans. These amounts vary from $100 to $1500 and repaid on your payday.

Office Location:
PDB UK Limited
28-32 Wellington Road
London NW8 9SP
United Kingdom

Dollars Direct - Provides On-line payday loans up to $1500 for a term of up to 62 days in the British Columbia, Alberta and Ontario.

Red Leaf Loans - Provides short term payday loans. To qualify you must be a Canadian Citizen, employed, at least 18 yrs old, paid by direct deposit from your employer and make at least $1334.00 monthly.

Money Mart - Has short term paydays loans up to $1500 for Canadians living in Alberta and Canada.

FastAccess Finance - Provides unsecured loans up to $3000 and secured loans up to $500,000. You can apply for a loan if you have bad credit; although you cannot be currently in a consumer proposal, or in a debt management plan. They also allow you to use your vehicle as security (car title loan) to borrow the cash you need, up to 50% of your vehicle's value.


Pickering Branch
Email: [email protected]
Phone: 416-367-9191
Toll-free: 1-855-367-9191
627 Kingston Road
Pickering, Ontario, L1V 3N7

North York Branch
Email: [email protected]
Phone: 416-398-0311
3768 Bathurst Street, Suite 205
North York, Ontario, M3H 3M7

Lenders That Provide Secured Loans ( Mortgage Refinancing And Home Equity)

Canada Wide Financial Inc. - Accepts applicants with bad credit but with equity in their property.

105 West Beaver Creek Road
Suite #3
Richmond Hill, Ontario
L4B 1C6

905-709-1089 (G.T.A.)
1-866-746-0556 (Toll-Free)

Debt Consolidation Loans

AA Credit Advisors - Their services for Canadians include balancing your budget and consolidating your bills into one payment that is affordable for you. Can help cut payments up to 50%. These services help stop harassing creditors, while rebuilding your credit.

1850 S. 72nd St.
Omaha, Nebraska 68124


Car Financing For Bad Credit - A broker that has a network of lenders who offer Canadian car loans to consumers with good to bad credit scores to all provinces and territories such as Ontario, British Columbia, Alberta and Quebec.

We have also provided a list of car dealerships that offer bad credit car loans in Canada which can be accessed below by provinces.

Ontario/Quebec/British Columbia/Alberta/Manitoba/Saskatchewan/ Nova Scotia/ New Brunswick/ Newfoundland and Labrador/

Although all information is written in good faith and has been reviewed, please email us at [email protected] to report any inaccuracies or if you would like to add to our lenders we have listed above.