Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!




Bad Check Laws In Maryland


Below are the civil and criminal penalties for writing a bad check in Maryland.

Civil Penalties: Amount due, $15 fee, and amount up to two times the amount of the check, but not more than $1,000. Holder may claim damages 30 days after mailing notice of dishonor to last known address of maker or drawer.

Criminal Penalties: Misdemeanor - maximum fine $100 or imprisonment up to 60 days or both. Felony - maximum fine of $1,000, imprisonment up to 15 years, or both.

For more information on bad check laws and for criminal and civil penalties in other states for writing bad checks, please read Bad Check Laws

Check with your state statutes for the most current information on state bad check laws.

You may want to also read Getting A Checking Account While On The Chex System

Learn how to Prevent Overdraft And Bounced Check Fees