Buy Here Pay Here Lots And Dealerships For Cars And Trucks In Hawaii

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Tough economic times create stricter lending guidelines and Hawaii is no different. Most people don't set out with the intentions of not paying obligations and are aware that bad credit scores hinder major purchases, like homes and cars. Ironically, when money is abundant it's fairly easy to finance a car, but the need is greatest when money becomes less available. Even years of an excellent credit history of making payments on time can be wiped out in just a few months when unforeseen circumstances arise for the hardworking man and woman.


Buy Here Pay Here (BHPH) car lots not only help used car buyers obtain a car and third party financing, but offer a chance to rebuild credit because they report to credit agencies. This is one benefit not received when buying a used car from someone privately. Other benefits include obtaining a quality vehicle without the worry of hidden expensive repairs.

BHPH car lots in Hawaii are located in most major cities and each has multiple BHPH car dealerships. Unlike other car lots, BHPH customers can obtain the facts and figures of financing first to see what kind of car they can reasonably obtain. To get an idea of payment amounts, we have a loan calculator located in our navigation menu on the left.

Below is a listing of buy here pay here programs at car lots and dealerships in Hawaii, that we were told, are currently accepting applications from individuals for a car or truck. Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a car or truck. Please help us keep this list up to date by emailing us at [email protected] with buy here pay here lots and dealerships in your area. Please include the state and city where they are located. Some of the dealerships below may have websites with an application link to obtain approval for financing that can be utilized to save time and to find out before hand on how much financing you can get approved for when shopping for a vehicle at these BHPH car lots.

A-1 Auto Sales
3251 N. Nimitz Highway
Honolulu, HI 96819
Phone: 808-833-7575

Cars 4 Less - Corner of Lagoon and Aolele, Next to Chevron and Lagoon Beach Park.
501 Lagoon Drive
Honolulu, HI 96819
Phone: 808-354-0380

Buyers can also walk into any of these car lots in Hawaii and discuss the financing with the staff. Make sure to bring proof of auto insurance, driver's license, proof of residence, recent pay stubs, utility bills, social security number, and a down payment. How much down payment depends on credit history, make and model of the car. However, at least $500 is a good amount for starters.

Further information and additional lists in many U.S. States on buy here pay here lots and dealership programs can reviewed at Buy Here Pay Here Lots.

The above information was last reviewed in November 2011.