Buy Here Pay Here Lots And Dealerships For Cars And Trucks In North Dakota

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When prices go up, but wages do not and no extra work hours are available to make up the difference, it can be hard to keep up with current obligations, even for the most diligent worker. Previously spotless credit can suffer with scores dropping dramatically, making it hard to afford larger purchases. Add a car problem into the mix and this can be a recipe for disaster. This is particularly applies if you need a car to get to work, especially in a state like North Dakota.

Buy Here Pay Here (BHPH) car lots can come to the rescue. Since ten cities in North Dakota have them, everyone who has regular income and a relatively small down payment, regardless of credit history, has a chance to buy a used car. While it may be tempting to buy used cars from private owners when faced with credit challenges, using Buy Here Pay Here car lots offers the added benefit of rebuilding credit. Another advantage is that used car buyers will not have to worry about unknown expensive car repairs that are often higher than the value of the car.


Customers in the Bismarck, Dickinson, Fargo, Grand Forks, Jamestown, Mandan, Minot, Northwood, West Fargo or Williston areas can stop in at any of the participating car dealers or apply for a BHPH car loan online. Multiple websites list the North Dakota BHPH car lots and also have online loan applications, some of these are: Buy-HerePay-Here.com, Driverslane.com and BuyPayCarLots.com.

One of the best ways for car buyers to conduct a BHPH transaction is to narrow down their automobile dealer choices by emailing some questions to the participating dealerships about their procedures, warranty information, inventory, inspection process, and business background.

After this initial groundwork, it is time to choose one and meet the sales representative in person to discuss the actual financing. This differs from other car dealerships who try to get buyers interested in the most expensive car they can and then try to make the financing work.

Make sure to bring money for a down payment and all the documents usually required for loans, like driver�s license, social security number, pay stubs, and proof of address. After these preliminaries, the BHPH dealer will show only cars in the affordability range and give the appropriate price.


Below is a listing of buy here pay here programs at car lots and dealerships in North Dakota, that we were told, are currently accepting applications from individuals for a car or truck. Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a car or truck. Please help us keep this list up to date by emailing us at [email protected] with buy here pay here lots and dealerships in your area. Please include the state and city where they are located.

Ambers Auto Sales
4109 12th Avenue North
Fargo, ND 58102
(701) 730-1358

Andy's Auto
2775 Main Ave.
Fargo, ND 58102
(701) 281-1465

Luxury Motor Sports
424 S 25th Street
Fargo, ND 58103
(701) 478-9982

Further information and additional lists in many U.S. States on buy here pay here lots and dealership programs can reviewed at Buy Here Pay Here Lots.

The above information was last reviewed in November 2011.