In-House Financing South Dakota Dealerships

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Everyone needs a car; car payments are just a part of life. However, if you have found yourself in a situation where your credit is not so perfect, then consider buying a car from our list of dealers. They have a great selection of cars in South Dakota and you may not be able find better prices anywhere else.

With our dealers, you are not a credit score, you are a customer. You need a car and they would love to have your business. A person with great credit or not so great credit doesn't matter to them, their money still spends the same. If you're tired of other dealerships treating you unfairly just because of your credit, give them a shot.


They offer you the best cars at great prices, and if you are having trouble with financing your car through a bank or credit union, then they also offer their own in-house financing. Nothing could be easier than financing through these dealers and making your payments with them too.

They are different from most in-house financing dealerships. Other buy here pay here dealerships have a tendency to raise their prices and then require you to fork over a big down payment. If this isn't enough, they will also stick you with a high interest rate, leaving you to pay more for your car than you really should. That's not all the tricks they have. Sometimes they will offer you big discounts off of their inflated prices only so you can feel the pressure to buy from them. The worst part of it is that you will probably still be stuck with the high interest rates.

Our dealers in our list are referred to us from consumers like you and they claim they don't have tricks and gimmicks with inflated prices, they just have great cars at great prices. These dealers will help you find a great car, at a fair price with financing that won't have you paying for your car forever. They also offer some of the same services the big dealerships offer, like vehicle trade-ins. Why bother selling your car when they can offer you the convenience of trading it in towards another car.

For the great prices on decent running cars, with in-house financing, come visit one of these buy here pay here car lots in South Dakota the next time you are ready to buy a car. With them, your credit is never a problem.


Below is a listing of buy here pay here programs at car lots and dealerships in South Dakota, that we were told, are currently accepting applications from individuals for a car or truck. Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a car or truck. Please help us keep this list up to date by emailing us at [email protected] with buy here pay here lots and dealerships in your area. Please include the state and city where they are located.

JC's Payday Motor Sales
1221 S. Minnesota Ave.
Sioux Falls, SD 57105
Phone: (605) 332-0098

Wheel City Auto Sales and Credit
6001 W. 12th Street
Sioux Falls, SD 57106
Phone: (605) 338-1078
Toll Free: (888) 338-1078

Further information and additional lists in many U.S. States on buy here pay here lots and dealership programs can reviewed at Buy Here Pay Here Lots.

The above information was last reviewed in November 2011.