Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!

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No Credit Check Student Loans


If your looking for no credit check student loans, you maybe in luck. No credit check student loans are readily available to almost everyone and come with a low annual interest rate. Government state funded loans such as Federal Stafford Loans (subsidized and unsubsidized) and Federal Perkins Loans are available with no credit checks.

The subsidized Stafford Loan is available for only the most financially needy students in which the government pays for interest repayment until the borrower has graduated and assumes normal repayment of the loan. The unsubsidized Stafford Loan is available to all types of students regardless of their financial need. This loan type requires students to be responsible for all interest that accrues.

The Perkins Loan is available to students that have the highest financial need and has annual loans from $1,000 to $4,000 which comes with a nine month grace period after the student graduates.

Other no credit check student loans are not in fact loans, but government funded pell grants or awarded school scholarships, which require no repayment at all. You will want to check with your state government's education fund to find scholarships and grants that may be available for you.