Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!




Sample Letter To Remove Credit Report Inquiry


Your Name
Address
City, State Zip

The Company
Address
City, State Zip

Re: Unauthorized Credit Report Inquiry

Dear Capital One,

I recently received a copy of my Trans Union credit report file. The credit report showed a credit inquiry by your company that I do not recall you authorizing. I understand, under my rights, you do not have permission to add an inquiry on my credit file unless I gave you authorization. I request that this inquiry be removed from my credit file.

I am also requesting you to forward me the documentation that you have had the unauthorized inquiry removed from my credit file.

If you find that I am incorrect on the above matter, then please send me proof to the address above.

Thank You,

Your Signature

Your Name


You may want to also read Get rid of inquiries on my credit report