Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!


List Of Secured Credit Cards For People With Bad Credit Or No Credit


Applied Bank® Platinum Zero™ Secured Visa® Credit Card

- Credit line of $500
- 0% Fixed APR on Purchases; - No Intro Rates
- Rate Won't Change - Even If You're Late
- No Application Fees
- Free Personal ID Theft Protection
- Timely CREDIT Bureau Reporting

*Annual Percentage Rate on cash advances is 9.99%


Centennial MasterCard / Visa

- You may qualify for a secured or unsecured card
- Choose from a MasterCard or Visa
- Reports monthly to all major credit bureaus
- 24-hour account access by phone


First Premier Bank MasterCard / Visa

- You may qualify for a secured or unsecured card
- A credit card for those with less than perfect credit
- Low APR on purchases
- Monthly reporting to all major credit bureaus


Public Savings Bank Secured Visa

- Does not require a credit check or even a checking account to apply.
- Individuals make a deposit into an FDIC-insured account that acts as a security deposit. They can then make purchases anywhere Visa is accepted or take cash advances up to the deposited credit line amount, currently between $300-$2000.
- Customers can fund their account via Western Union, ACH, wire transfer, check or money order.
- Payments are reported to all three major credit bureaus (TransUnion, Experian and Equifax)


New Millennium Bank Platinum Visa and MasterCard

- Bankruptcy OK
- You're approved for a secured card with a credit limit of $10,000
- No credit check
- Reports to 3 major credit bureaus


Wells Fargo Secured Card

- You deposit $300-$10,000 into a "Collateral Account." Your credit line will directly reflect the amount of your deposit
- After 12 months, you may be eligible to graduate to an unsecured credit card, and get back the money you deposited in your Collateral Account
- Monthly reporting to major credit bureaus

Disclaimer: The above information was written in good faith, but we cannot guarantee accuracy or credit approval. If you feel the information is inaccurate or have a credit card you wish to add to our list, please email us at help@consumerbadcreditguide.com.