Getting a payday loan in the UK (United Kingdom)


Payday loans can be a fast way to get immediate funds if your short on cash. The downside is that these loans are usually due on your next payday and have a steep interest rate. Before taking out a payday advance, try asking friends or relatives for a short term loan. As a last resort and for your convenience, we have listed some payday lenders in the UK below.

List of payday loan lenders in the UK (United Kingdom)

PaydayUK - Payday loans for UK residents from £80-£750. They charge £25 per £100 borrowed for new payday loans. Requirements are as follows: Be over 18 years old, Be in permanent employment, Earn more than £750 net per month, Have a bank account with a valid debit card, Be paid at least once monthly.

For more information on this payday loan lender please visit their website at

QuickPayDay - Payday loans are available up to £1000 from this lender for United Kingdom residents. They charge between £10 and £15 for every £50 borrowed. They hold a Consumer Credit Licence under the Consumer Credit Act 1974. QuickPayDay performs credit checks, but still accepts applicants for those with less than perfect credit. You can choose to pay back your loan over 1 or 2 pay periods.

Their website is located at

MiniCredit - This fully licensed independent Central London based company is a member of the Consumer Credit Trade Association (CCTA). They offer short term payday loans from £100 up to £400 with repayment periods between 1 day to 30 days.

Their website can be found at

KwikCash - This payday loan lender holds a Consumer Credit Licence and accepts all credit types for cash advances of up to £500. Application process is automated and online at their website, with a response approval time in a matter of minutes. They charge £25 for each £100 you borrow when you borrow for a period of 30 days. To be eligible for a payday loan you must be employed and live in the United Kingdom, have a stable income where your salary is direct deposited into a UK bank account and be over the age of 18.

More information can be found at

Tower Capital - They offer no credit check payday loans up to £750 at a interest rate of £24 for every £100 borrowed. Your payments are automatically repayed on their due date by the debit card you supplied to them. The loans for UK residents have a maximum term of 29 days or your next payday providing it is prior to the maximum.

Further information on this payday lender can be found at

CashOne - This lender who holds a Consumer Credit License and lends up to £750 in the United Kingdom. This payday company charges £25 for every £100 you borrow. To be considered for a loan and meet their criteria you must be 18 or over, in full time employment earning £750 per month or more and have a bank account that accepts direct debits. They require you to prove your identity, but they do not perform credit checks with reference agencies.

Their website is listed at

PaydayPower - This London based UK payday loan provider is a broker of online same day loans. Borrow up to a maximum of £1200 at a interest rate of £25 for every £100 borrowed. They say bad credit is ok, but credit checks may be performed on some applications for verification of information. You must be over 18, employed, earn over £500 a month and have a bank account with a debit card to qualify. You can defer paying the payday loan twice but if it is any longer then 2 times they will ask you to start reducing the balance which will incur new charges for every month the loan is due.

Their company is listed at

Disclaimer: The above information was written in good faith, but we cannot guarantee accuracy or credit approval. Please check lenders websites for current APR interest rate. If you feel the information is inaccurate or have a lender you wish to add to our list, please email us at [email protected]